Every cost has a cause. Few have a name.
For finance and chargeback — the person behind each agent's spend and risk.
Chargeback breaks down when the spend can't be tied to a human. Vendor aliases and proxy-only agents are unchargeable, and a cost with no owner is a debate with no evidence.
Spend without a name.
You can total the bill, but you can't hand any part of it to a team until you know who's behind it.
Unchargeable by default
Vendor aliases and proxy-only agents carry cost no department will accept, because nothing connects them to a person.
No name behind the risk
The same gap that blocks chargeback also blocks accountability — risky behavior with no one to ask about it.
Debates without evidence
Allocation turns into negotiation because there's no record of who actually ran the spend.
Attribute spend and risk to people.
Roll up by owner
Cost and risk gather under the person behind each agent, so chargeback starts from evidence, not argument.
Surface exposure by person
Sensitive-data access and credential risk roll up per owner, so accountability and cost share one view.
Name the unchargeable
Aliases and proxy-only spend are flagged as unchargeable liability — observed, not yet verified — so you know what to bind to identity next.
Hand the bill to the right team.
Cost and risk, attributed to the people behind the agents.